What Are NYCE "Shared Deposits"?
Most ATM/debit cardholders can make deposits to their accounts at ATMs owned by their financial institution. And now, thanks to NYCE's "Shared Deposit" Program, many financial institutions have enabled cardholders to also make deposits at the ATMs of other institutions that participate in the program. In other words, you can deposit funds into your own account at any ATM that participates.

Can I Use My ATM/Debit Card to Make a NYCE Shared Deposit?
Both your financial institution and the ATM owner must participate in the NYCE Shared Deposit Program in order for you to use the service.

To find out if the financial institution that issued your ATM/debit card participates in the NYCE Shared Deposit Program, and for their funds availability or out-of-state policies, please contact your financial institution directly.

To find an ATM that accepts NYCE shared deposits, click here.

If I Make a Shared Deposit, When Will the Funds Be Available?
Funds deposited through the NYCE Shared Deposit Program may take up to five days to clear. Be sure to check with your card issuing financial institution to determine their funds availability policies regarding money deposited via shared ATMs. You can always use your ATM/debit card at a NYCE ATM to check your balance and confirm that funds are available before drawing against them.