Network Services

At NYCE, our mission is to support yours
All EFT networks are not created equal. For real performance, you need reach, proven strength, alignment with your needs, and staying power. From products designed to boost revenue and contain costs, to powerful options for network routing and approval, the NYCE Network will help you prosper.

Flexible Network Options, Bottomline Results
NYCE lets you decide how your transactions will be routed to best support your individual business strategies and service models. You can also increase your ATM revenue stream by accepting shared deposits and at your option, collecting a convenience fee, since NYCE is the first EFT network to allow surcharging of these transactions. And you’ll have access to electronic benefits transfer (EBT) programs and other network gateway services so that your ATMs can deliver the most competitive services.

Exceptional Reliability and Approval Rates
NYCE's full-service data center gives us direct control over the performance, quality and security of our Network. With SunGuard Recovery Services, Inc., we maintain a real-time transaction vaulting business continuity program designed to restore Network operations with minimal transaction loss, should performance be compromised by a disaster. And in 2003, NYCE received the prestigious International Tandem User Group (ITUG) award for exceptional system uptime and outage prevention strategies with respect to nonstop processing.

Extensive POS Coverage Means More Opportunities for Revenue
NYCE's growing base of retailer locations lets your cardholders use their debit cards at a wide variety of establishments, over a broad geography. Our POS connectivity encompasses both core retailer segments like grocery stores and gas stations, plus many other outlets. Your cardholders will appreciate widespread access to their accounts, which strengthens your customer relationships. For a list of major retailers, click here.

Other Benefits of NYCE POS:

• Generates interchange revenue versus cash or check payments
• Secure, cost-effective payment with minimal fraud or chargebacks
• Highly competitive interchange rates
• On-line debit option complements your overall payment strategies and gives your account holders a payment choice including cash back at all supermarkets and many other retailers.

Network Gateways Expand the Reach of Your EFT Program
Accessing the major EFT networks is easy through NYCE. We maintain the multiple connections to the networks while you maintain a single interface to NYCE. There is no need for you to have individual interfaces and support systems for each gateway, and NYCE does all the upgrades to keep current with each network's requirements. NYCE can help cut your expenses while still providing added services and expanded geographic coverage for your EFT program. You’ll also benefit from a cost-efficient process that offers many valuable features, including single-point settlement, a centralized automated gateway adjustment system and consolidated gateway reports.

For a list of ATM and POS networks you can participate in, click here.

Valuable Network Enhancements
NYCE strives to be a relevant and valuable partner for our Participants. In addition to our switch services, we provide programs and enhancements that make business easier and more profitable for the banks, savings banks & loans and credit unions that trust us with their transactions.

NYCE goes the extra mile with these value-added Network features:

• Annual regional NYCE Customer Summits, held throughout NYCE's geographic service area to keep you up to date on industry evolution and what's happening at NYCE
• NYCE Risk Management Forums that bring together experts to share best practices on security-focused issues
• Universal participation in CardAlert Fraud Manager to minimize losses associated with debit card compromise
• ATM and POS stand-in services that optimize transaction approval for cardholders and complement your disaster recovery plans
• Highly rated customer service, fine-tuned by annual Customer Satisfaction Surveys

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