Mobile Solutions
Mobile phones, smartphones, tablets − your customers have them, want the newest devices, and want the greatest utility possible. Payments fit right into this mix. See how NYCE can help you compete with a mobile solution that features your financial institution, your trade name and brand, is easy to implement, requires minimal investment, and provides innovative and compelling service to your customers. We call this service the NYCE Mobile Wallet.
Your delivery strategy calls for a simple form of mobile banking for 24/7 balance inquiry services to your customers? NYCE can help there, too. Review our Text Message Banking service below.
NYCE has developed a powerful new service for financial institutions with Paydiant, Inc., a technology company headquartered in Boston. NYCE’s Mobile Wallet is a software application that is easily incorporated into your mobile banking services. You offer the Mobile wallet to your customers, and design the application to meet your branding and promotional needs. Mobile banking, office locations and promotional offers can all reside on your mobile application, and now payments can, too. No new hardware or cards or devices required for you, your customers or retailers. No requirement for your customers to have a particular smartphone or a specific telecommunications carrier, and retailers are free to use current POS terminals and Web sites. We’ve made it easy for everyone to participate. Read on for more detail on the features and benefits of the NYCE Mobile Wallet.
Just like a physical wallet or purse, the consumer chooses which credentials to put into the Mobile Wallet. Your debit card, credit card, prepaid cards, checks, gift cards, and home equity lines − all can “fit into the wallet” at the consumer’s election. This is a revolutionary approach that allows consumers the freedom of payment choice they have today − now without physically carrying the card, a checkbook or cash. The consumer’s most important lifestyle tool – the smartphone – now can contain all of their payment choices too, much more securely than their pocket or purse.
If you’ve ever lost your wallet or purse, you know that sinking feeling and the rush to call your financial institution and anyone else that issued you a payment card. One of the unique features of the NYCE Mobile Wallet is that no card numbers or other payment credentials (PINs, special codes, checking account numbers) are stored on the smartphone itself. Even better – payment information is not sent to the POS terminal or the Internet Web site, so whatever the payment choice, personal payment information is completely protected from compromise and loss.
Financial institutions that choose to offer the new Mobile Wallet and register their customers will have the ability to promote advertising, couponing and consumer offers that can translate into new and significant revenue opportunities for your financial institution.
NYCE is ready to help you get started with launching your own Mobile Wallet. Contact Us today and join the growing number of financial institutions that want to be among the first to enroll their customers. Make sure your financial institution’s brand and payment vehicles are your customer’s first and preferred choice for making mobile payments.
NYCE makes it easy to offer balance inquiry services and mini-statement services to your customers who have mobile phones and can send and receive text messages. Smartphones and Internet access are not required. We call this Text Message Banking.
Offer the trusted, familiar functionality of an ATM balance inquiry and mini-statement transaction right from your consumer's mobile phone. You can provide access to real-time balance and mini-statement information, anywhere, anytime.
Text message balance inquiry is a standard feature of participation in the NYCE Network, with no sign-up or monthly fees. Mini-statements (list of last five transactions) can be added at your option and also carry no sign-up or monthly fees.
NYCE provides the Web site enrollment for your customers. Visit Text Message Banking to see how we can help your customers register.
NYCE supports your launch of text message banking with a complimentary adoption marketing tool kit. The kit contains sample copy and pre-designed templates to help you develop materials to introduce your employees and customers to the service.
For more information on Text Message Banking, Contact Us.