Your debit card works at over 90% of ATMs in the U.S. thanks to the NYCE® Payments Network

Use your debit card to pay at over 2 million retail locations, shop online, and access cash at ATMs across the country – including surcharge-free options through the SUM® program.**

Person using an ATM

The power of your debit card and the NYCE Payments Network

90%+ ATM Coverage

Access cash at over 90% of ATMs nationwide, 24/7 – plus U.S. military bases worldwide through NYCE's partnership with AFFN®.

2M+ Retail Locations

Pay at more than 2 million retail locations across the U.S.

Online Shopping

Shop online easily without needing a PIN or signature at checkout.

Built-In Security

Pay with confidence thanks to built-in security features that help protect your purchases.

** Not all participating financial institutions offer the SUM program. Check with your bank or credit union.

Person using a SUM surcharge-free ATM

Looking for a NYCE ATM?

Use your NYCE debit card at 90%+ of ATMs nationwide with 24/7 access to cash.

ATM Locator

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Person searching for a surcharge-free SUM ATM

Looking for surcharge-free cash?

Get surcharge-free cash at thousands of participating SUM ATMs.

SUM ATM Locator

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Check with your bank or credit union for additional information.