After you enter your PIN, press the button on the ATM that indicates you can ask for your account balance. Most ATMs will ask you to identify whether you are asking about your checking account or savings account balance. And certain ATMs may ask whether you want the available balance displayed on the ATM screen, or just printed on the ATM receipt.
What does it mean if you get two balances? Depending on the ATM, sometimes the receipt will print a “ledger” balance and then an “available” balance. The available balance is the amount your financial institution indicates that is available to you for debit transactions such as cash withdrawals or purchases. The ledger balance, which is often a higher amount, includes items such as recent check deposits or a pending payroll credit that has been recorded by your financial institution, but has not yet cleared as good funds available to you.