Find SUM surcharge-free ATMs
- ATM Locator
- ATM safety tips
- ATM services
- ATH debit cardholders can shop in the US
- Canadian debit cardholders can shop in the US
- Pay bills with your debit card
- Shop with your debit card
- Surcharge-free ATMs
- Where can I use my card to make deposits?
SUM® is a program that gives consumers a convenient and easy way to avoid ATM surcharge fees. Cardholders of financial institutions who have joined the SUM program can withdraw funds from thousands of SUM ATMs around the U.S. and in Puerto Rico. If your financial institution participates in the SUM program, just look for the bright red SUM logo.